Terms and Conditions
Agreement to Terms
These Terms and Conditions govern your use of the venlorithamo website and services. By accessing or using our website, you agree to be bound by these terms.
If you do not agree to these terms, please do not use our website or services.
Last Updated: August 28, 2025
Definitions
For the purposes of these Terms and Conditions:
- Company: Refers to venlorithamo, the provider of financial planning consultation services
- Service: Refers to the financial planning consultation services provided through our website
- User: Refers to any individual who accesses or uses our website or services
- Content: Refers to all information, text, graphics, and materials available on our website
Use of Our Services
When using our website and services, you agree to the following conditions:
Permitted Uses
- Access and use our website for legitimate financial planning purposes
- Contact us for consultation services through provided channels
- Review and download information for personal use
Prohibited Uses
- Use our website for any unlawful purpose or activity
- Attempt to gain unauthorized access to our systems or data
- Transmit viruses or malicious code through our website
- Impersonate venlorithamo or our representatives
User Responsibilities
As a user of our services, you are responsible for:
- Providing accurate and complete information during consultations
- Maintaining the confidentiality of any account credentials
- Notifying us of any unauthorized use of your account
- Complying with all applicable laws and regulations
Intellectual Property Rights
All content on this website, including text, graphics, logos, images, and software, is the property of venlorithamo or its content suppliers and is protected by Canadian and international copyright laws.
We grant you a limited, non-exclusive license to access and use our website for its intended purposes, subject to these terms.
Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. Privacy Policy
Service Disclaimers
Our services are provided subject to the following disclaimers:
We provide our services "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.
Limitation of Liability
To the maximum extent permitted by law, venlorithamo shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.
This includes but is not limited to loss of profits, data, or business opportunities.
User Indemnification
You agree to indemnify and hold harmless venlorithamo, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of this website or violation of these terms.
Termination
We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice.
Upon termination, your right to use our services ceases immediately.
Dispute Resolution
We are committed to resolving disputes fairly and efficiently:
Arbitration Process
Most disputes can be resolved through binding arbitration rather than court proceedings, which is often faster and less expensive.
Arbitration will be conducted in accordance with Canadian arbitration rules and procedures.
EU Online Dispute Resolution
European users may access the Online Dispute Resolution platform provided by the European Commission.
EU ODR Platform: https://ec.europa.eu/consumers/odr
Governing Law
Any disputes arising from your use of this website will be subject to the exclusive jurisdiction of Canadian courts.
Changes to Terms
We may revise these Terms and Conditions from time to time. Updated terms will be posted on our website with the effective date.
Your continued use of our services after changes are posted constitutes acceptance of the revised terms.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect.
Entire Agreement
These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and venlorithamo regarding use of our services.
Contact Information
If you have questions about our use of cookies or this Cookie Policy, please contact us at contact@venlorithamo.com or +1-869-193-830.